Rental Property Calculator
Analyze income, expenses, financing, returns, and long-term performance.
Open calculator →Free rental property analysis
Understand the numbers behind a rental property
Model income, expenses, financing, cash flow, returns, and projections with transparent calculations—without creating an account.
Rental Property Analysis · Year 1
Monthly cash flow$255.04Cap rate7.69%Cash-on-cash4.37%DSCR1.27
Explore this fictional examplePrecomputed fictional example from Oycora's canonical analysis path—not market data or guaranteed performance.
How Oycora works
From assumptions to a clearer comparison
- Analyze
Build the property's income, financing, expenses, and assumptions.
- Stress-test
Review scenarios, sensitivity, and methodology.
- Compare
Review two to four completed analyses side by side.
The analysis, not just the answer
See how the result is built
Full Analysis reconciles income, operating expenses, CapEx, financing, cash flow, projections, and equity in one calculation path. Every projection begins with the same Year 1 analysis shown in the workspace.
Full AnalysisMethodology v1.0
Projection checkpoints
Year 1Year 5Year 10
- Projected equity
- $146,800
- 10-year cash flow
- $63,240
Fictional assumptions. Equity remains separate from projected total return.
Complete analysis
One workspace for the full property picture
Combine rental income, vacancy, operating expenses, CapEx, financing, cash flow, return metrics, projections, scenarios, and printable or PDF analysis.
Open the Rental Property Calculator →- Basic and detailed input modes
- Year 1 results and long-term projections
- Temporary scenario exploration
- Private, browser-local calculations
Focused tools
Start with the question you need answered
Rental Property Cash Flow Calculator
Estimate monthly and annual pre-tax rental cash flow.
Open calculator →Cap Rate Calculator
Calculate capitalization rate from property value and NOI.
Open calculator →Rental Property Mortgage Calculator
Estimate principal, interest, and amortization for rental financing.
Open calculator →DSCR Calculator
Compare NOI with annual debt service.
Open calculator →House Hacking Calculator
Compare owner-occupied and fully rented property scenarios.
Open calculator →18-calculator suite
Tools for each stage of rental analysis
Property Analysis
6 focused calculators
Browse category in directoryFinancing
4 focused calculators
Browse category in directoryExpenses & Operations
3 focused calculators
Browse category in directoryInvestment Strategies
2 focused calculators
Browse category in directoryQuick Deal Checks
2 focused calculators
Browse category in directoryWhy Oycora
Useful by default. Detailed when needed.
Transparent calculations
Important metrics connect to documented inputs, definitions, exclusions, and formulas.
Explore MethodologySimple by default
Begin with essential assumptions and expand into detail when the analysis calls for it.
No account required
Use the public calculators anonymously in this browser. Optional invite-only beta accounts let you explicitly save properties and named analyses to Oycora.
One learning system
Move between calculation and explanation
Quick tools
Answer a focused financial question, then carry supported assumptions into deeper analysis.
Browse toolsMethodology
Inspect how important metrics are defined, classified, and limited.
Review calculationsLearn
Read focused Articles and step-by-step Guides, then put the ideas into practice with Oycora's calculators.
Ready to analyze a property?
Build a transparent rental-property analysis from your own assumptions.
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